Delta SkyMiles® Reserve American Express Card
Miles
Delta SkyMiles® Reserve American Express Card
American Express - Credit card
4.5
4.5 out of 5
9.0/10
Apply now
Head-to-head
Delta SkyMiles® Reserve American Express Card vs Citi Simplicity® Card
Compare Delta SkyMiles® Reserve American Express Card and Citi Simplicity® Card side by side: fees, rewards, APR, and perks.
Last verified
Citi Simplicity® Card
No rewards
Citi Simplicity® Card
Citi - Mastercard - Credit card
3.9
3.9 out of 5
7.8/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Delta SkyMiles® Reserve American Express Card | Citi Simplicity® Card |
|---|---|---|
| Card fee | $650 USD/yr | No fee |
| Purchase APR (from) | 19.49% | 17.49% |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 3% |
| Rewards | 3x miles on Delta purchases; 1x on all other purchases | - |
| Installments | - | Citi Flex Pay available |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Delta SkyMiles® Reserve American Express Card if its checked rows above line up with how you spend most.
- Choose the Citi Simplicity® Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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