Delta SkyMiles® Reserve American Express Card vs Wells Fargo Autograph® Card: fees, rewards and APR compared - DebitCue Skip to content
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Delta SkyMiles® Reserve American Express Card vs Wells Fargo Autograph® Card

Compare Delta SkyMiles® Reserve American Express Card and Wells Fargo Autograph® Card side by side: fees, rewards, APR, and perks.

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Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Delta SkyMiles® Reserve American Express Card versus Wells Fargo Autograph® Card compared by attribute
Feature Delta SkyMiles® Reserve American Express Card Wells Fargo Autograph® Card
Card fee $650 USD/yr No fee
Purchase APR (from) 19.49% 18.49%
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 3x miles on Delta purchases; 1x on all other purchases 3X points on restaurants, travel, gas stations, transit, streaming services, and phone plans; 1X on all other purchases. No cap on points earned.
Installments - -
No card fee -
No foreign transaction fee
Welcome bonus
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Delta SkyMiles® Reserve American Express Card if its checked rows above line up with how you spend most.
  • Choose the Wells Fargo Autograph® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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