American Express Preferred Rewards Gold Credit Card
Points
American Express Preferred Rewards Gold Credit Card
American Express UK - American Express - Credit card
4.4
4.4 out of 5
8.8/10
Apply now
Head-to-head
American Express Preferred Rewards Gold Credit Card vs Starling Kite (Under 16s Debit Card)
Compare American Express Preferred Rewards Gold Credit Card and Starling Kite (Under 16s Debit Card) side by side: fees, rewards, APR, and perks.
Last verified
Starling Kite (Under 16s Debit Card)
No rewards
Starling Kite (Under 16s Debit Card)
Starling Bank - Mastercard - Debit card
4.4
4.4 out of 5
8.8/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | American Express Preferred Rewards Gold Credit Card | Starling Kite (Under 16s Debit Card) |
|---|---|---|
| Card fee | £195 GBP/yr (≈ $240) | No fee |
| Purchase APR (from) | 29.1% | - |
| Interest-free period | 56 days | - |
| Foreign transaction fee | 2.99% | 0% |
| Rewards | 1 Membership Rewards point per £1 on general spend; 2 points per £1 on foreign currency transactions and direct airline purchases; 3 points per £1 when booking travel through Amex Travel. Bonus 5,000 points at £10,000 annual spend; additional 5,000 at £20,000. | No rewards programme. |
| Installments | Flexible instalment plan available | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the American Express Preferred Rewards Gold Credit Card if its checked rows above line up with how you spend most.
- Choose the Starling Kite (Under 16s Debit Card) if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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