American Express Preferred Rewards Gold Credit Card vs Virgin Atlantic Reward Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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American Express Preferred Rewards Gold Credit Card vs Virgin Atlantic Reward Credit Card

Compare American Express Preferred Rewards Gold Credit Card and Virgin Atlantic Reward Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express Preferred Rewards Gold Credit Card versus Virgin Atlantic Reward Credit Card compared by attribute
Feature American Express Preferred Rewards Gold Credit Card Virgin Atlantic Reward Credit Card
Card fee £195 GBP/yr (≈ $240) No fee
Purchase APR (from) 29.1% 26.9%
Interest-free period 56 days -
Foreign transaction fee 2.99% 2.99%
Rewards 1 Membership Rewards point per £1 on general spend; 2 points per £1 on foreign currency transactions and direct airline purchases; 3 points per £1 when booking travel through Amex Travel. Bonus 5,000 points at £10,000 annual spend; additional 5,000 at £20,000. 0.75 Virgin Points per £1 on everyday purchases; 1.5 points per £1 with Virgin Atlantic and Virgin Holidays. Annual companion/upgrade voucher triggered at £20,000 spend (valid 2 years). Points redeemable via Virgin Atlantic Flying Club or Virgin Red.
Installments Flexible instalment plan available -
No card fee -
No foreign transaction fee - -
Welcome bonus
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express Preferred Rewards Gold Credit Card if its checked rows above line up with how you spend most.
  • Choose the Virgin Atlantic Reward Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review American Express Preferred Rewards Gold Credit Card Full review Virgin Atlantic Reward Credit Card

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