Hilton Honors American Express Card vs SoFi Everyday Cash Rewards Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Hilton Honors American Express Card vs SoFi Everyday Cash Rewards Credit Card

Compare Hilton Honors American Express Card and SoFi Everyday Cash Rewards Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Hilton Honors American Express Card versus SoFi Everyday Cash Rewards Credit Card compared by attribute
Feature Hilton Honors American Express Card SoFi Everyday Cash Rewards Credit Card
Card fee No fee No fee
Purchase APR (from) 19.49% 19.99%
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 7x Hilton Honors points on Hilton purchases; 5x at U.S. restaurants, supermarkets, and gas stations; 3x on all other purchases 3% unlimited cash back on dining at restaurants and food delivery services; 2% on grocery store and convenience store purchases; 1% on all other eligible purchases.
Installments - -
No card fee
No foreign transaction fee
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Hilton Honors American Express Card if its checked rows above line up with how you spend most.
  • Choose the SoFi Everyday Cash Rewards Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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