Hilton Honors American Express Surpass® Card vs U.S. Bank Shopper Cash Rewards® Visa Signature® Card: fees, rewards and APR compared - DebitCue Skip to content
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Hilton Honors American Express Surpass® Card vs U.S. Bank Shopper Cash Rewards® Visa Signature® Card

Compare Hilton Honors American Express Surpass® Card and U.S. Bank Shopper Cash Rewards® Visa Signature® Card side by side: fees, rewards, APR, and perks.

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Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Hilton Honors American Express Surpass® Card versus U.S. Bank Shopper Cash Rewards® Visa Signature® Card compared by attribute
Feature Hilton Honors American Express Surpass® Card U.S. Bank Shopper Cash Rewards® Visa Signature® Card
Card fee $150 USD/yr $95 USD/yr
Purchase APR (from) 19.49% 18.74%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 12x Hilton points on Hilton purchases; 6x at U.S. restaurants, supermarkets, and gas stations; 4x on U.S. online retail; 3x on all other purchases 6% cash back on first $1,500 in combined eligible purchases per quarter at two chosen retailers; 5.5% on prepaid hotel and car reservations via Rewards Travel Center; 3% on first $1,500 per quarter in one chosen everyday category; 1.5% on all other purchases.
Installments - U.S. Bank ExtendPay® Plans available with $0 fee offer for new cardmembers in first 60 days
No card fee - -
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Hilton Honors American Express Surpass® Card if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Shopper Cash Rewards® Visa Signature® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Hilton Honors American Express Surpass® Card Full review U.S. Bank Shopper Cash Rewards® Visa Signature® Card

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