American Express Platinum Card vs Erste Bank Premiumcard Visa: fees, rewards and APR compared - DebitCue Skip to content
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American Express Platinum Card vs Erste Bank Premiumcard Visa

Compare American Express Platinum Card and Erste Bank Premiumcard Visa side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express Platinum Card versus Erste Bank Premiumcard Visa compared by attribute
Feature American Express Platinum Card Erste Bank Premiumcard Visa
Card fee €720 EUR/yr (≈ $770) €99 EUR/yr (≈ $110)
Purchase APR (from) - 5.19%
Interest-free period 30 days -
Foreign transaction fee 2% 1.5%
Rewards 1 Membership Rewards point per €1 spent (optional Turbo: 1.5x for €15/year extra). Points transferable to airline and hotel partners with no expiry. Shared account across up to 7 supplementary cards. 0.60% cashback at participating online shops where card is saved; maximum €30 per calendar year. Foreign currency transaction fees (1.5%) refundable 6 times per year via George.
Installments Splitpay optional installment loan via solarisBank (nominal rate 11% p.a., effective ~11.57% p.a.) Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free
No card fee - -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express Platinum Card if its checked rows above line up with how you spend most.
  • Choose the Erste Bank Premiumcard Visa if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review American Express Platinum Card Full review Erste Bank Premiumcard Visa

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