American Express UK The Platinum Card
Points
American Express UK The Platinum Card
American Express UK - American Express - Credit card
4.5
4.5 out of 5
9.0/10
Apply now
Head-to-head
American Express UK The Platinum Card vs MBNA Ltd Long Balance Transfer Credit Card
Compare American Express UK The Platinum Card and MBNA Ltd Long Balance Transfer Credit Card side by side: fees, rewards, APR, and perks.
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MBNA Ltd Long Balance Transfer Credit Card
Cash back
MBNA Ltd Long Balance Transfer Credit Card
MBNA - Visa - Credit card
4.5
4.5 out of 5
9.0/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | American Express UK The Platinum Card | MBNA Ltd Long Balance Transfer Credit Card |
|---|---|---|
| Card fee | £650 GBP/yr (≈ $810) | No fee |
| Purchase APR (from) | 29.1% | 24.9% |
| Interest-free period | 56 days | - |
| Foreign transaction fee | 0% | 2.95% |
| Rewards | 1 Membership Rewards point per £1 on all spend. Points transfer 1:1 to Avios, Virgin Points, and multiple airline and hotel partners including Hilton, Marriott, Accor, Club Eurostar, and Nectar. | Up to 15% cashback at selected retailers via MBNA Smart Rewards opt-in programme. No flat-rate cashback on general spending. |
| Installments | Flexible instalment plan available | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the American Express UK The Platinum Card if its checked rows above line up with how you spend most.
- Choose the MBNA Ltd Long Balance Transfer Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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