American Express UK The Platinum Card
Points
American Express UK The Platinum Card
American Express UK - American Express - Credit card
4.5
4.5 out of 5
9.0/10
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Head-to-head
American Express UK The Platinum Card vs Virgin Money All Round Credit Card (12 Month)
Compare American Express UK The Platinum Card and Virgin Money All Round Credit Card (12 Month) side by side: fees, rewards, APR, and perks.
Last verified
Virgin Money All Round Credit Card (12 Month)
Cash back
Virgin Money All Round Credit Card (12 Month)
Virgin Money - Mastercard - Credit card
4.3
4.3 out of 5
8.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | American Express UK The Platinum Card | Virgin Money All Round Credit Card (12 Month) |
|---|---|---|
| Card fee | £650 GBP/yr (≈ $810) | No fee |
| Purchase APR (from) | 29.1% | 29.9% |
| Interest-free period | 56 days | 50 days |
| Foreign transaction fee | 0% | 2.99% |
| Rewards | 1 Membership Rewards point per £1 on all spend. Points transfer 1:1 to Avios, Virgin Points, and multiple airline and hotel partners including Hilton, Marriott, Accor, Club Eurostar, and Nectar. | Retailer cashback available through Virgin Money Cashback feature in the credit card app. Access to exclusive offers via Virgin Red app. |
| Installments | Flexible instalment plan available | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the American Express UK The Platinum Card if its checked rows above line up with how you spend most.
- Choose the Virgin Money All Round Credit Card (12 Month) if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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