The Platinum Card® from American Express vs Credit One Bank® Platinum X5 Visa Signature® Card: fees, rewards and APR compared - DebitCue Skip to content
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The Platinum Card® from American Express vs Credit One Bank® Platinum X5 Visa Signature® Card

Compare The Platinum Card® from American Express and Credit One Bank® Platinum X5 Visa Signature® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

The Platinum Card® from American Express versus Credit One Bank® Platinum X5 Visa Signature® Card compared by attribute
Feature The Platinum Card® from American Express Credit One Bank® Platinum X5 Visa Signature® Card
Card fee $895 USD/yr $95 USD/yr
Purchase APR (from) 19.49% 28.74%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 5x points on flights booked directly with airlines or through Amex Travel (up to $500,000/year); 5x on prepaid hotels via Amex Travel; 1x on all other purchases 5% cash back on the first $5,000 spent annually on eligible gas, groceries, internet, cable, satellite TV, and mobile phone services, then 1% thereafter. Unlimited 1% cash back on all other purchases. Up to 10% more cash back at select retailers.
Installments - -
No card fee - -
No foreign transaction fee -
Welcome bonus -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the The Platinum Card® from American Express if its checked rows above line up with how you spend most.
  • Choose the Credit One Bank® Platinum X5 Visa Signature® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review The Platinum Card® from American Express Full review Credit One Bank® Platinum X5 Visa Signature® Card

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