American Express Rewards Credit Card vs Virgin Money All Round Credit Card (20 Month): fees, rewards and APR compared - DebitCue Skip to content
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American Express Rewards Credit Card vs Virgin Money All Round Credit Card (20 Month)

Compare American Express Rewards Credit Card and Virgin Money All Round Credit Card (20 Month) side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express Rewards Credit Card versus Virgin Money All Round Credit Card (20 Month) compared by attribute
Feature American Express Rewards Credit Card Virgin Money All Round Credit Card (20 Month)
Card fee No fee No fee
Purchase APR (from) 29.1% 24.9%
Interest-free period 56 days 50 days
Foreign transaction fee 2.99% 2.99%
Rewards 1 Membership Rewards point per £1 spent. Points transfer 1:1 to Avios, Virgin Flying Club, Hilton Honors, Marriott Bonvoy, ALL Accor, Nectar, Club Eurostar, and other partners. Retailer cashback available through Virgin Money Cashback feature in the credit card app. Access to exclusive offers via Virgin Red app.
Installments Flexible instalment plan available -
No card fee
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express Rewards Credit Card if its checked rows above line up with how you spend most.
  • Choose the Virgin Money All Round Credit Card (20 Month) if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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