Bank of America BankAmericard® Credit Card
No rewards
Bank of America BankAmericard® Credit Card
Bank of America - Mastercard - Credit card
4.1
4.1 out of 5
8.2/10
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Head-to-head
Bank of America BankAmericard® Credit Card vs Citi Strata Elite℠ Card
Compare Bank of America BankAmericard® Credit Card and Citi Strata Elite℠ Card side by side: fees, rewards, APR, and perks.
Last verified
Citi Strata Elite℠ Card
Points
Citi Strata Elite℠ Card
Citi - Mastercard - Credit card
4.6
4.6 out of 5
9.2/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Bank of America BankAmericard® Credit Card | Citi Strata Elite℠ Card |
|---|---|---|
| Card fee | No fee | $595 USD/yr |
| Purchase APR (from) | 14.99% | 20.49% |
| Interest-free period | - | - |
| Foreign transaction fee | 3% | 0% |
| Rewards | No rewards program. Card is optimized for balance transfers and low-interest financing. | 12X ThankYou Points on hotels, car rentals, and attractions via Citi Travel; 6X on airfare booked via Citi Travel; 6X at restaurants on Friday–Saturday evenings (3X other times); 1.5X on all other purchases. |
| Installments | Custom Pay Plan available for eligible purchases $100+ | Citi Flex Pay available |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Bank of America BankAmericard® Credit Card if its checked rows above line up with how you spend most.
- Choose the Citi Strata Elite℠ Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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