Barclaycard Avios Plus
Miles
Barclaycard Avios Plus
Barclaycard UK - Mastercard - Credit card
4.2
4.2 out of 5
8.4/10
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Head-to-head
Barclaycard Avios Plus vs Curve Pay
Compare Barclaycard Avios Plus and Curve Pay side by side: fees, rewards, APR, and perks.
Last verified
Curve Pay
Cash back
Curve Pay
Curve - Mastercard - Prepaid card
4.8
4.8 out of 5
9.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Barclaycard Avios Plus | Curve Pay |
|---|---|---|
| Card fee | £20 GBP/mo (≈ $25) | No fee |
| Purchase APR (from) | 29.9% | - |
| Interest-free period | 56 days | - |
| Foreign transaction fee | 2.99% | 0% |
| Rewards | 1.5 Avios per £1 spent on eligible purchases; upgrade voucher after £10,000 annual spend | Access to single-use and always-active cashback offers (up to 5% from selected merchants, UK only). Cashback credited as Curve Cash Points. |
| Installments | - | Curve Flex available: convert past purchases into 3–12 month instalment plans at a fixed rate (approx. 14.18% APR, subject to affordability check) |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Barclaycard Avios Plus if its checked rows above line up with how you spend most.
- Choose the Curve Pay if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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