Barclaycard Avios Plus
Miles
Barclaycard Avios Plus
Barclaycard UK - Mastercard - Credit card
4.2
4.2 out of 5
8.4/10
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Head-to-head
Barclaycard Avios Plus vs Monzo Max
Compare Barclaycard Avios Plus and Monzo Max side by side: fees, rewards, APR, and perks.
Last verified
Monzo Max
Cash back
Monzo Max
Monzo - Mastercard - Debit card
4.5
4.5 out of 5
9.0/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Barclaycard Avios Plus | Monzo Max |
|---|---|---|
| Card fee | £20 GBP/mo (≈ $25) | £17 GBP/mo (≈ $21) |
| Purchase APR (from) | 29.9% | - |
| Interest-free period | 56 days | - |
| Foreign transaction fee | 2.99% | 0% |
| Rewards | 1.5 Avios per £1 spent on eligible purchases; upgrade voucher after £10,000 annual spend | All Perks-tier rewards plus: 3.25% AER on savings pots, Billsback (chance to have bills covered up to £150/month), and retailer cashback offers. Family insurance add-on available for £5/month. |
| Installments | - | - |
| No card fee | - | - |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Barclaycard Avios Plus if its checked rows above line up with how you spend most.
- Choose the Monzo Max if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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