Barclaycard Rewards vs HSBC Premier Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Barclaycard Rewards vs HSBC Premier Credit Card

Compare Barclaycard Rewards and HSBC Premier Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Barclaycard Rewards versus HSBC Premier Credit Card compared by attribute
Feature Barclaycard Rewards HSBC Premier Credit Card
Card fee No fee No fee
Purchase APR (from) 28.9% 29.9%
Interest-free period 56 days -
Foreign transaction fee 0% 2.99%
Rewards 0.25% cashback on all eligible purchases, credited annually or on request Earn 1.5 HSBC points per £1 on sterling purchases and 2 points per £1 on foreign-currency purchases. Points can be transferred to airline miles (Avios, Emirates, Etihad, Flying Blue, Qantas, Singapore Airlines, Qatar, Air India, Asia Miles), hotel programmes (IHG One Rewards, Wyndham) or redeemed for shopping vouchers (M&S, Amazon). Points value approximately 0.33p–1p depending on redemption.
Installments - -
No card fee
No foreign transaction fee -
Welcome bonus -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Barclaycard Rewards if its checked rows above line up with how you spend most.
  • Choose the HSBC Premier Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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