Barclaycard Rewards vs Biscuit by Zopa: fees, rewards and APR compared - DebitCue Skip to content
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Barclaycard Rewards vs Biscuit by Zopa

Compare Barclaycard Rewards and Biscuit by Zopa side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Barclaycard Rewards versus Biscuit by Zopa compared by attribute
Feature Barclaycard Rewards Biscuit by Zopa
Card fee No fee No fee
Purchase APR (from) 28.9% -
Interest-free period 56 days -
Foreign transaction fee 0% 0%
Rewards 0.25% cashback on all eligible purchases, credited annually or on request 2% cashback on eligible Direct Debit bill payments, on up to ยฃ1,500 of Direct Debits per year (maximum ยฃ30 cashback per year). Also earns 2.00% AER variable interest on the full everyday balance with no upper limit.
Installments - -
No card fee
No foreign transaction fee
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Barclaycard Rewards if its checked rows above line up with how you spend most.
  • Choose the Biscuit by Zopa if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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