BBVA Aqua Máxima
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BBVA Aqua Máxima
BBVA - Visa - Credit card
4.4
4.4 out of 5
8.8/10
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BBVA Aqua Máxima vs BMW Premium Card Carbon von American Express
Compare BBVA Aqua Máxima and BMW Premium Card Carbon von American Express side by side: fees, rewards, APR, and perks.
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BMW Premium Card Carbon von American Express
Points
BMW Premium Card Carbon von American Express
American Express Germany - American Express - Credit card
4.3
4.3 out of 5
8.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | BBVA Aqua Máxima | BMW Premium Card Carbon von American Express |
|---|---|---|
| Card fee | €65 EUR/yr (≈ $70) | €500 EUR/yr (≈ $540) |
| Purchase APR (from) | 0% | - |
| Interest-free period | 30 days | 30 days |
| Foreign transaction fee | 0% | 2% |
| Rewards | 10% cashback on digital subscriptions (Netflix, Spotify, Disney+, Amazon Prime, PlayStation Plus, DAZN, Glovo Prime, HBO Max) — up to €100/year | 1 Membership Rewards point per €1 spent everywhere; 2 points per €1 at BMW/MINI dealerships, SIXT rental, and selected fuel stations. Points do not expire. |
| Installments | 3 months interest-free; 4-6 months: commission fee; 7-36 months: 21.6% TIN | Splitpay optional installment loan via solarisBank |
| No card fee | - | - |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the BBVA Aqua Máxima if its checked rows above line up with how you spend most.
- Choose the BMW Premium Card Carbon von American Express if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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