BBVA Aqua Máxima
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BBVA Aqua Máxima
BBVA - Visa - Credit card
4.4
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8.8/10
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Head-to-head
Compare BBVA Aqua Máxima and Millennium BCP TAP Platinum Credit Card side by side: fees, rewards, APR, and perks.
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BBVA - Visa - Credit card
Millennium BCP - Visa - Credit card
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | BBVA Aqua Máxima | Millennium BCP TAP Platinum Credit Card |
|---|---|---|
| Card fee | €65 EUR/yr (≈ $70) | €312 EUR/yr (≈ $340) |
| Purchase APR (from) | 0% | 18.8% |
| Interest-free period | 30 days | 30 days |
| Foreign transaction fee | 0% | 3.85% |
| Rewards | 10% cashback on digital subscriptions (Netflix, Spotify, Disney+, Amazon Prime, PlayStation Plus, DAZN, Glovo Prime, HBO Max) — up to €100/year | Earn 2 TAP Miles&Go miles per €1 spent. Maximum 75,000 miles per month. Miles do not expire with monthly card use; otherwise expire after 3 years. Excludes cash advances, digital wallet top-ups, gambling, government payments, and tolls. |
| Installments | 3 months interest-free; 4-6 months: commission fee; 7-36 months: 21.6% TIN | Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %). |
| No card fee | - | - |
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
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