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BBVA Iberia Icon vs Nordea Gold

Compare BBVA Iberia Icon and Nordea Gold side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

BBVA Iberia Icon versus Nordea Gold compared by attribute
Feature BBVA Iberia Icon Nordea Gold
Card fee €99 EUR/yr (≈ $110) €5.99 EUR/mo (≈ $6)
Purchase APR (from) 0% 22.1%
Interest-free period 30 days 30 days
Foreign transaction fee 3% 2.5%
Rewards 1 Avios per €3 spent; double Avios at Iberia airline partners; 10% annual discount on Iberia group flights 0.5% cashback on all credit purchases (from May 1, 2026). 1.0% cashback at restaurants, cafés, concerts, festivals, sporting events, museums and amusement parks (seasonal promotion). Maximum €150 cashback per calendar year. Cashback credited monthly to credit account. K-Plussa loyalty integration available.
Installments 3-6 months: 2.9%-5% commission; 7-36 months: 21.6% TIN / 23.81% TAE Flexible instalment percentage 3–100%; two instalment-free months per year.
No card fee - -
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access - -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the BBVA Iberia Icon if its checked rows above line up with how you spend most.
  • Choose the Nordea Gold if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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