BBVA Renfe Mastercard Clásica
Points
BBVA Renfe Mastercard Clásica
BBVA - Mastercard - Credit card
4.7
4.7 out of 5
9.4/10
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Head-to-head
BBVA Renfe Mastercard Clásica vs Danske Bank Mastercard Basis
Compare BBVA Renfe Mastercard Clásica and Danske Bank Mastercard Basis side by side: fees, rewards, APR, and perks.
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Danske Bank Mastercard Basis
Cash back
Danske Bank Mastercard Basis
Danske Bank - Mastercard - Credit card
4.0
4.0 out of 5
8.0/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | BBVA Renfe Mastercard Clásica | Danske Bank Mastercard Basis |
|---|---|---|
| Card fee | No fee | 250 DKK/yr (≈ $36) |
| Purchase APR (from) | 0% | 15.2% |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 3% | 1.5% |
| Rewards | 0.10 Renfecitos per €1 at Renfe; 0.05 Renfecitos per €1 elsewhere; 100 bonus points at €7,500 annual spend (1 Renfecito ≈ €0.10 in train travel) | Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via the Loyalty Key A/S programme. Cash payout once DKK 100 is accumulated. Specific cashback rate varies by merchant — no universal percentage published. |
| Installments | 3-6 months: commission-based; 7-36 months: 21% TIN / 23.11% TAE | 2–12 instalments for purchases over DKK 500 (available for cards issued before 4 October 2023 with prior instalment agreement; may require separate arrangement for newer cards). |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the BBVA Renfe Mastercard Clásica if its checked rows above line up with how you spend most.
- Choose the Danske Bank Mastercard Basis if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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