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Head-to-head

BMW Card von American Express vs bunq Pro

Compare BMW Card von American Express and bunq Pro side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

BMW Card von American Express versus bunq Pro compared by attribute
Feature BMW Card von American Express bunq Pro
Card fee €44 EUR/yr (≈ $47) €9.99 EUR/mo (≈ $11)
Purchase APR (from) - -
Interest-free period 30 days -
Foreign transaction fee 2% 0.5%
Rewards 1 Membership Rewards point per €1 spent. 1% cashback on fuel at partner stations (Aral, Shell, Esso, Total, Agip, JET, BFT, AVIA, Tamoil, OMV, Westfalen AG) and 1% on EV charging at partner stations (EnBW, Aral, Aldi Süd, EWE GO, Pfalzwerke). Cashback is unlimited. Environmental: 1 tree planted per €250 spent
Installments Splitpay optional installment loan via solarisBank -
No card fee - -
No foreign transaction fee - -
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the BMW Card von American Express if its checked rows above line up with how you spend most.
  • Choose the bunq Pro if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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