BMW Card von American Express
Points
BMW Card von American Express
American Express Germany - American Express - Credit card
4.4
4.4 out of 5
8.8/10
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Head-to-head
BMW Card von American Express vs N26 Metal
Compare BMW Card von American Express and N26 Metal side by side: fees, rewards, APR, and perks.
Last verified
N26 Metal
Cash back
N26 Metal
N26 - Mastercard - Debit card
4.3
4.3 out of 5
8.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | BMW Card von American Express | N26 Metal |
|---|---|---|
| Card fee | €44 EUR/yr (≈ $47) | €16.9 EUR/mo (≈ $18) |
| Purchase APR (from) | - | - |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 2% | 0% |
| Rewards | 1 Membership Rewards point per €1 spent. 1% cashback on fuel at partner stations (Aral, Shell, Esso, Total, Agip, JET, BFT, AVIA, Tamoil, OMV, Westfalen AG) and 1% on EV charging at partner stations (EnBW, Aral, Aldi Süd, EWE GO, Pfalzwerke). Cashback is unlimited. | 1% cashback on card purchases made outside the EEA, Switzerland, and the UK |
| Installments | Splitpay optional installment loan via solarisBank | - |
| No card fee | - | - |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the BMW Card von American Express if its checked rows above line up with how you spend most.
- Choose the N26 Metal if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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