BMW Premium Card Carbon von American Express
Points
BMW Premium Card Carbon von American Express
American Express Germany - American Express - Credit card
4.3
4.3 out of 5
8.6/10
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Head-to-head
BMW Premium Card Carbon von American Express vs Erste Bank Private Banking Card Visa
Compare BMW Premium Card Carbon von American Express and Erste Bank Private Banking Card Visa side by side: fees, rewards, APR, and perks.
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Erste Bank Private Banking Card Visa
Cash back
Erste Bank Private Banking Card Visa
Erste Bank - Visa - Credit card
4.1
4.1 out of 5
8.2/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | BMW Premium Card Carbon von American Express | Erste Bank Private Banking Card Visa |
|---|---|---|
| Card fee | €500 EUR/yr (≈ $540) | €444 EUR/yr (≈ $480) |
| Purchase APR (from) | - | 5.19% |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 2% | 1.5% |
| Rewards | 1 Membership Rewards point per €1 spent everywhere; 2 points per €1 at BMW/MINI dealerships, SIXT rental, and selected fuel stations. Points do not expire. | 0.60% cashback at participating online shops (max €30/year). Foreign currency transaction fees (1.5%) refundable 6 times per year. Gault&Millau dining rewards: exclusive champagne bottle from €20,000 annual spend; exclusive dinner for two with wine pairing from €30,000 annual spend. |
| Installments | Splitpay optional installment loan via solarisBank | Split Now available |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | ||
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the BMW Premium Card Carbon von American Express if its checked rows above line up with how you spend most.
- Choose the Erste Bank Private Banking Card Visa if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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