BMW Premium Card Carbon von American Express
Points
BMW Premium Card Carbon von American Express
American Express Germany - American Express - Credit card
4.3
4.3 out of 5
8.6/10
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Head-to-head
BMW Premium Card Carbon von American Express vs Millennium BCP Jovem Prepaid Card
Compare BMW Premium Card Carbon von American Express and Millennium BCP Jovem Prepaid Card side by side: fees, rewards, APR, and perks.
Last verified
Millennium BCP Jovem Prepaid Card
No rewards
Millennium BCP Jovem Prepaid Card
Millennium BCP - Visa - Prepaid card
3.6
3.6 out of 5
7.2/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | BMW Premium Card Carbon von American Express | Millennium BCP Jovem Prepaid Card |
|---|---|---|
| Card fee | €500 EUR/yr (≈ $540) | €10.4 EUR/yr (≈ $11) |
| Purchase APR (from) | - | - |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 2% | 3.85% |
| Rewards | 1 Membership Rewards point per €1 spent everywhere; 2 points per €1 at BMW/MINI dealerships, SIXT rental, and selected fuel stations. Points do not expire. | No rewards programme. Designed as a controlled spending card for teenagers. |
| Installments | Splitpay optional installment loan via solarisBank | - |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the BMW Premium Card Carbon von American Express if its checked rows above line up with how you spend most.
- Choose the Millennium BCP Jovem Prepaid Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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