Bank of America® Customized Cash Rewards Credit Card vs Capital One Savor Student Cash Rewards Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Bank of America® Customized Cash Rewards Credit Card vs Capital One Savor Student Cash Rewards Credit Card

Compare Bank of America® Customized Cash Rewards Credit Card and Capital One Savor Student Cash Rewards Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Bank of America® Customized Cash Rewards Credit Card versus Capital One Savor Student Cash Rewards Credit Card compared by attribute
Feature Bank of America® Customized Cash Rewards Credit Card Capital One Savor Student Cash Rewards Credit Card
Card fee No fee No fee
Purchase APR (from) 17.49% 18.49%
Interest-free period - -
Foreign transaction fee 3% 0%
Rewards 3% cash back in one chosen category (gas, online shopping, dining, travel, drugstores, or home improvement/furnishings); 2% at grocery stores and wholesale clubs; 1% on all other purchases. The 3%/2% rate applies to the first $2,500 in combined quarterly purchases in those categories, then 1%. Preferred Rewards members earn 10–75% more cash back. 3% cash back on dining, entertainment, grocery stores, and streaming; 1% on all other purchases; 8% on Capital One Entertainment
Installments Custom Pay Plan: convert eligible purchases ($100+) into 3–18 month fixed-fee installment plans via mobile app or online banking -
No card fee
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Bank of America® Customized Cash Rewards Credit Card if its checked rows above line up with how you spend most.
  • Choose the Capital One Savor Student Cash Rewards Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Bank of America® Customized Cash Rewards Credit Card Full review Capital One Savor Student Cash Rewards Credit Card

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