Bank of America® Customized Cash Rewards Credit Card vs U.S. Bank Cash+® Visa Signature® Card: fees, rewards and APR compared - DebitCue Skip to content
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Bank of America® Customized Cash Rewards Credit Card vs U.S. Bank Cash+® Visa Signature® Card

Compare Bank of America® Customized Cash Rewards Credit Card and U.S. Bank Cash+® Visa Signature® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Bank of America® Customized Cash Rewards Credit Card versus U.S. Bank Cash+® Visa Signature® Card compared by attribute
Feature Bank of America® Customized Cash Rewards Credit Card U.S. Bank Cash+® Visa Signature® Card
Card fee No fee No fee
Purchase APR (from) 17.49% 17.74%
Interest-free period - -
Foreign transaction fee 3% 3%
Rewards 3% cash back in one chosen category (gas, online shopping, dining, travel, drugstores, or home improvement/furnishings); 2% at grocery stores and wholesale clubs; 1% on all other purchases. The 3%/2% rate applies to the first $2,500 in combined quarterly purchases in those categories, then 1%. Preferred Rewards members earn 10–75% more cash back. 5% cash back on two chosen categories each quarter (up to $2,000 combined quarterly spend, then 1%); 5% on prepaid travel via Rewards Center; 2% on one chosen everyday category (gas/EV, groceries, or dining); 1% on all other purchases.
Installments Custom Pay Plan: convert eligible purchases ($100+) into 3–18 month fixed-fee installment plans via mobile app or online banking U.S. Bank ExtendPay® Plans available with $0 fee offer in first 60 days
No card fee
No foreign transaction fee - -
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Bank of America® Customized Cash Rewards Credit Card if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Cash+® Visa Signature® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Bank of America® Customized Cash Rewards Credit Card Full review U.S. Bank Cash+® Visa Signature® Card

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