Bank of America® Premium Rewards® Elite Credit Card vs U.S. Bank Shopper Cash Rewards® Visa Signature® Card: fees, rewards and APR compared - DebitCue Skip to content
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Bank of America® Premium Rewards® Elite Credit Card vs U.S. Bank Shopper Cash Rewards® Visa Signature® Card

Compare Bank of America® Premium Rewards® Elite Credit Card and U.S. Bank Shopper Cash Rewards® Visa Signature® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Bank of America® Premium Rewards® Elite Credit Card versus U.S. Bank Shopper Cash Rewards® Visa Signature® Card compared by attribute
Feature Bank of America® Premium Rewards® Elite Credit Card U.S. Bank Shopper Cash Rewards® Visa Signature® Card
Card fee $550 USD/yr $95 USD/yr
Purchase APR (from) 19.49% 18.74%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 2 points per $1 on travel and dining; 1.5 points per $1 on all other purchases. 20% savings when redeeming points for airfare. Points are worth 1¢ each (1.2¢ on airfare redemptions with the 20% savings). 6% cash back on first $1,500 in combined eligible purchases per quarter at two chosen retailers; 5.5% on prepaid hotel and car reservations via Rewards Travel Center; 3% on first $1,500 per quarter in one chosen everyday category; 1.5% on all other purchases.
Installments Custom Pay Plan available for eligible purchases $100+ U.S. Bank ExtendPay® Plans available with $0 fee offer for new cardmembers in first 60 days
No card fee - -
No foreign transaction fee -
Welcome bonus
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Bank of America® Premium Rewards® Elite Credit Card if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Shopper Cash Rewards® Visa Signature® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Bank of America® Premium Rewards® Elite Credit Card Full review U.S. Bank Shopper Cash Rewards® Visa Signature® Card

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