Bank of America® Premium Rewards® Credit Card vs U.S. Bank Shopper Cash Rewards® Visa Signature® Card: fees, rewards and APR compared - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Head-to-head

Bank of America® Premium Rewards® Credit Card vs U.S. Bank Shopper Cash Rewards® Visa Signature® Card

Compare Bank of America® Premium Rewards® Credit Card and U.S. Bank Shopper Cash Rewards® Visa Signature® Card side by side: fees, rewards, APR, and perks.

Last verified

Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Bank of America® Premium Rewards® Credit Card versus U.S. Bank Shopper Cash Rewards® Visa Signature® Card compared by attribute
Feature Bank of America® Premium Rewards® Credit Card U.S. Bank Shopper Cash Rewards® Visa Signature® Card
Card fee $95 USD/yr $95 USD/yr
Purchase APR (from) 19.49% 18.74%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 2 points per $1 on travel and dining; 1.5 points per $1 on all other purchases. Preferred Rewards members earn up to 3.5 points on travel/dining and 2.62 points on other purchases at the top tier. Points worth 1¢ each. 6% cash back on first $1,500 in combined eligible purchases per quarter at two chosen retailers; 5.5% on prepaid hotel and car reservations via Rewards Travel Center; 3% on first $1,500 per quarter in one chosen everyday category; 1.5% on all other purchases.
Installments Custom Pay Plan available for eligible purchases $100+ U.S. Bank ExtendPay® Plans available with $0 fee offer for new cardmembers in first 60 days
No card fee - -
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Bank of America® Premium Rewards® Credit Card if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Shopper Cash Rewards® Visa Signature® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Bank of America® Premium Rewards® Credit Card Full review U.S. Bank Shopper Cash Rewards® Visa Signature® Card

Want a different match-up?

Line up any two cards side by side, or browse the full list to find your next card.

Compare other cards Browse all cards