Bank of America Advantage SafeBalance Banking® Debit Card
No rewards
Bank of America Advantage SafeBalance Banking® Debit Card
Bank of America - Visa - Debit card
3.7
3.7 out of 5
7.4/10
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Head-to-head
Bank of America Advantage SafeBalance Banking® Debit Card vs Bank of America® Unlimited Cash Rewards Credit Card
Compare Bank of America Advantage SafeBalance Banking® Debit Card and Bank of America® Unlimited Cash Rewards Credit Card side by side: fees, rewards, APR, and perks.
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Bank of America® Unlimited Cash Rewards Credit Card
Cash back
Bank of America® Unlimited Cash Rewards Credit Card
Bank of America - Visa - Credit card
4.6
4.6 out of 5
9.2/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Bank of America Advantage SafeBalance Banking® Debit Card | Bank of America® Unlimited Cash Rewards Credit Card |
|---|---|---|
| Card fee | $4.95 USD/mo | No fee |
| Purchase APR (from) | - | 17.49% |
| Interest-free period | - | - |
| Foreign transaction fee | 3% | 3% |
| Rewards | No rewards program on the debit card itself. Occasional cash-back deals available via the BofA Deals program in Online and Mobile Banking. | Unlimited 1.5% cash back on all purchases with no category restrictions and no quarterly caps. Preferred Rewards members earn 10–75% more, reaching up to 2.62% on every purchase at the top Preferred Rewards tier. |
| Installments | - | Custom Pay Plan: convert eligible purchases ($100+) into 3–18 month fixed-fee installment plans |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Bank of America Advantage SafeBalance Banking® Debit Card if its checked rows above line up with how you spend most.
- Choose the Bank of America® Unlimited Cash Rewards Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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