Bank of America Advantage SafeBalance Banking® Debit Card vs Citi Double Cash® Card: fees, rewards and APR compared - DebitCue Skip to content
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Bank of America Advantage SafeBalance Banking® Debit Card vs Citi Double Cash® Card

Compare Bank of America Advantage SafeBalance Banking® Debit Card and Citi Double Cash® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Bank of America Advantage SafeBalance Banking® Debit Card versus Citi Double Cash® Card compared by attribute
Feature Bank of America Advantage SafeBalance Banking® Debit Card Citi Double Cash® Card
Card fee $4.95 USD/mo No fee
Purchase APR (from) - 17.49%
Interest-free period - -
Foreign transaction fee 3% 3%
Rewards No rewards program on the debit card itself. Occasional cash-back deals available via the BofA Deals program in Online and Mobile Banking. 2% cash back on all purchases — 1% when you buy, 1% when you pay. 5% cash back on hotels, car rentals, and attractions booked via Citi Travel.
Installments - Citi Flex Pay available (buy-now-pay-later on eligible purchases)
No card fee -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Bank of America Advantage SafeBalance Banking® Debit Card if its checked rows above line up with how you spend most.
  • Choose the Citi Double Cash® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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