Bank of America Advantage SafeBalance Banking® Debit Card vs Credit One Bank® Platinum X5 Visa Signature® Card: fees, rewards and APR compared - DebitCue Skip to content
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Bank of America Advantage SafeBalance Banking® Debit Card vs Credit One Bank® Platinum X5 Visa Signature® Card

Compare Bank of America Advantage SafeBalance Banking® Debit Card and Credit One Bank® Platinum X5 Visa Signature® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Bank of America Advantage SafeBalance Banking® Debit Card versus Credit One Bank® Platinum X5 Visa Signature® Card compared by attribute
Feature Bank of America Advantage SafeBalance Banking® Debit Card Credit One Bank® Platinum X5 Visa Signature® Card
Card fee $4.95 USD/mo $95 USD/yr
Purchase APR (from) - 28.74%
Interest-free period - -
Foreign transaction fee 3% 3%
Rewards No rewards program on the debit card itself. Occasional cash-back deals available via the BofA Deals program in Online and Mobile Banking. 5% cash back on the first $5,000 spent annually on eligible gas, groceries, internet, cable, satellite TV, and mobile phone services, then 1% thereafter. Unlimited 1% cash back on all other purchases. Up to 10% more cash back at select retailers.
Installments - -
No card fee - -
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Bank of America Advantage SafeBalance Banking® Debit Card if its checked rows above line up with how you spend most.
  • Choose the Credit One Bank® Platinum X5 Visa Signature® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Bank of America Advantage SafeBalance Banking® Debit Card Full review Credit One Bank® Platinum X5 Visa Signature® Card

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