Bank of America Advantage SafeBalance Banking® Debit Card
No rewards
Bank of America Advantage SafeBalance Banking® Debit Card
Bank of America - Visa - Debit card
3.7
3.7 out of 5
7.4/10
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Head-to-head
Bank of America Advantage SafeBalance Banking® Debit Card vs U.S. Bank Cash+® Visa Signature® Card
Compare Bank of America Advantage SafeBalance Banking® Debit Card and U.S. Bank Cash+® Visa Signature® Card side by side: fees, rewards, APR, and perks.
Last verified
U.S. Bank Cash+® Visa Signature® Card
Cash back
U.S. Bank Cash+® Visa Signature® Card
U.S. Bank - Visa - Credit card
4.9
4.9 out of 5
9.8/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Bank of America Advantage SafeBalance Banking® Debit Card | U.S. Bank Cash+® Visa Signature® Card |
|---|---|---|
| Card fee | $4.95 USD/mo | No fee |
| Purchase APR (from) | - | 17.74% |
| Interest-free period | - | - |
| Foreign transaction fee | 3% | 3% |
| Rewards | No rewards program on the debit card itself. Occasional cash-back deals available via the BofA Deals program in Online and Mobile Banking. | 5% cash back on two chosen categories each quarter (up to $2,000 combined quarterly spend, then 1%); 5% on prepaid travel via Rewards Center; 2% on one chosen everyday category (gas/EV, groceries, or dining); 1% on all other purchases. |
| Installments | - | U.S. Bank ExtendPay® Plans available with $0 fee offer in first 60 days |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Bank of America Advantage SafeBalance Banking® Debit Card if its checked rows above line up with how you spend most.
- Choose the U.S. Bank Cash+® Visa Signature® Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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