Bank of America Advantage SafeBalance Banking® Debit Card vs U.S. Bank Split™ World Mastercard®: fees, rewards and APR compared - DebitCue Skip to content
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Bank of America Advantage SafeBalance Banking® Debit Card vs U.S. Bank Split™ World Mastercard®

Compare Bank of America Advantage SafeBalance Banking® Debit Card and U.S. Bank Split™ World Mastercard® side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Bank of America Advantage SafeBalance Banking® Debit Card versus U.S. Bank Split™ World Mastercard® compared by attribute
Feature Bank of America Advantage SafeBalance Banking® Debit Card U.S. Bank Split™ World Mastercard®
Card fee $4.95 USD/mo No fee
Purchase APR (from) - -
Interest-free period - -
Foreign transaction fee 3% 3%
Rewards No rewards program on the debit card itself. Occasional cash-back deals available via the BofA Deals program in Online and Mobile Banking. No rewards program. All purchases are automatically split into installment plans — no interest charges on any plan.
Installments - All purchases automatically split into 3 equal monthly payments with no interest and no plan fee. Purchases of $100+ can be extended to 6 or 12 months for a fixed monthly plan fee of 1.5% of the original plan amount. Small purchases under $100 combined into a 3-month plan that cannot be extended.
No card fee -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Bank of America Advantage SafeBalance Banking® Debit Card if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Split™ World Mastercard® if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Bank of America Advantage SafeBalance Banking® Debit Card Full review U.S. Bank Split™ World Mastercard®

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