Bank of America® Unlimited Cash Rewards Credit Card
Cash back
Bank of America® Unlimited Cash Rewards Credit Card
Bank of America - Visa - Credit card
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Head-to-head
Compare Bank of America® Unlimited Cash Rewards Credit Card and Chase Disney® Premier Visa® Card side by side: fees, rewards, APR, and perks.
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Bank of America - Visa - Credit card
Chase - Visa - Credit card
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Bank of America® Unlimited Cash Rewards Credit Card | Chase Disney® Premier Visa® Card |
|---|---|---|
| Card fee | No fee | $49 USD/yr |
| Purchase APR (from) | 17.49% | 18.24% |
| Interest-free period | - | - |
| Foreign transaction fee | 3% | 3% |
| Rewards | Unlimited 1.5% cash back on all purchases with no category restrictions and no quarterly caps. Preferred Rewards members earn 10–75% more, reaching up to 2.62% on every purchase at the top Preferred Rewards tier. | 5% Disney streaming, 2% gas/groceries/restaurants/Disney locations, 1% all else |
| Installments | Custom Pay Plan: convert eligible purchases ($100+) into 3–18 month fixed-fee installment plans | 0% promo APR for 6 months on select Disney vacation packages |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | ||
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
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