bunq Metal Card vs KBC Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

bunq Metal Card vs KBC Credit Card

Compare bunq Metal Card and KBC Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

bunq Metal Card versus KBC Credit Card compared by attribute
Feature bunq Metal Card KBC Credit Card
Card fee No fee No fee
Purchase APR (from) - 8.97%
Interest-free period - 30 days
Foreign transaction fee 0.5% 1.6%
Rewards - No structured cashback or points programme. Mastercard network benefits include free return shipping (up to €30, max 3 claims/year) and exclusive concert presale access through a Live Nation partnership. Mastercard Travel Rewards may provide cashback on select foreign transactions via the Mastercard network.
Installments - Repayments can be spread over multiple months via the optional KBC Flex Budget facility (open-ended credit reserve). Minimum monthly repayment is 5.6% of the outstanding balance. Interest accrues only on the outstanding amount.
No card fee
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the bunq Metal Card if its checked rows above line up with how you spend most.
  • Choose the KBC Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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