bunq Metal Card vs Millennium BCP Platinum Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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bunq Metal Card vs Millennium BCP Platinum Credit Card

Compare bunq Metal Card and Millennium BCP Platinum Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

bunq Metal Card versus Millennium BCP Platinum Credit Card compared by attribute
Feature bunq Metal Card Millennium BCP Platinum Credit Card
Card fee No fee €83.2 EUR/yr (≈ $89)
Purchase APR (from) - 16.8%
Interest-free period - 30 days
Foreign transaction fee 0.5% 3.85%
Rewards - Millennium Rewards: earn 1 point per €1 spent. Points redeemable for products and experiences from the Millennium catalogue. Points valid for 5 years. Excludes gambling, cash advances, and digital wallet top-ups.
Installments - Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %).
No card fee -
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the bunq Metal Card if its checked rows above line up with how you spend most.
  • Choose the Millennium BCP Platinum Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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