bunq Pro vs Erste Bank Premiumcard Mastercard: fees, rewards and APR compared - DebitCue Skip to content
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bunq Pro vs Erste Bank Premiumcard Mastercard

Compare bunq Pro and Erste Bank Premiumcard Mastercard side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

bunq Pro versus Erste Bank Premiumcard Mastercard compared by attribute
Feature bunq Pro Erste Bank Premiumcard Mastercard
Card fee €9.99 EUR/mo (≈ $11) €99 EUR/yr (≈ $110)
Purchase APR (from) - 5.19%
Interest-free period - -
Foreign transaction fee 0.5% 1.5%
Rewards Environmental: 1 tree planted per €250 spent 0.60% cashback at participating online shops where card is saved; maximum €30 per calendar year, credited in January. Foreign currency transaction fees (1.5%) can be reclaimed 6 times per year via George app.
Installments - Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free
No card fee - -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the bunq Pro if its checked rows above line up with how you spend most.
  • Choose the Erste Bank Premiumcard Mastercard if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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