Capital One Platinum Credit Card vs Varo Visa® Debit Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Capital One Platinum Credit Card vs Varo Visa® Debit Card

Compare Capital One Platinum Credit Card and Varo Visa® Debit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Capital One Platinum Credit Card versus Varo Visa® Debit Card compared by attribute
Feature Capital One Platinum Credit Card Varo Visa® Debit Card
Card fee No fee No fee
Purchase APR (from) 28.99% -
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards - Up to 6% automatic cash back at 10,000+ partner merchants via Varo Perks program (opt-in per offer). Cashback is automatically deposited to your Varo Bank Account once you reach $5. Maximum cashback earnings capped at $750 per calendar month.
Installments - -
No card fee
No foreign transaction fee
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Capital One Platinum Credit Card if its checked rows above line up with how you spend most.
  • Choose the Varo Visa® Debit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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