Capital One Quicksilver Cash Rewards Credit Card vs Monzo (Free Current Account): fees, rewards and APR compared - DebitCue Skip to content
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Capital One Quicksilver Cash Rewards Credit Card vs Monzo (Free Current Account)

Compare Capital One Quicksilver Cash Rewards Credit Card and Monzo (Free Current Account) side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Capital One Quicksilver Cash Rewards Credit Card versus Monzo (Free Current Account) compared by attribute
Feature Capital One Quicksilver Cash Rewards Credit Card Monzo (Free Current Account)
Card fee No fee No fee
Purchase APR (from) 18.49% -
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards Unlimited 1.5% cash back on every purchase; 5% on Capital One Travel bookings Retailer cashback offers available via Monzo app on eligible purchases (rates and partners vary; typically 2โ€“10% at selected brands such as Asda, Boots and Currys). Cashback is credited to a Cashback Pot within 3โ€“4 days.
Installments - -
No card fee
No foreign transaction fee
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Capital One Quicksilver Cash Rewards Credit Card if its checked rows above line up with how you spend most.
  • Choose the Monzo (Free Current Account) if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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