Capital One Venture Rewards Credit Card vs Discover it® Student Cash Back: fees, rewards and APR compared - DebitCue Skip to content
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Capital One Venture Rewards Credit Card vs Discover it® Student Cash Back

Compare Capital One Venture Rewards Credit Card and Discover it® Student Cash Back side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Capital One Venture Rewards Credit Card versus Discover it® Student Cash Back compared by attribute
Feature Capital One Venture Rewards Credit Card Discover it® Student Cash Back
Card fee $95 USD/yr No fee
Purchase APR (from) 19.49% 16.49%
Interest-free period - 25 days
Foreign transaction fee 0% 0%
Rewards 2x miles on every purchase; 5x miles on hotels, vacation rentals, and rental cars via Capital One Travel 5% cash back on rotating quarterly categories (up to $1,500 per quarter, activation required); 1% on all other purchases
Installments - -
No card fee -
No foreign transaction fee
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Capital One Venture Rewards Credit Card if its checked rows above line up with how you spend most.
  • Choose the Discover it® Student Cash Back if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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