Chase Aeroplan® Card vs Citi Simplicity® Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Chase Aeroplan® Card vs Citi Simplicity® Card

Compare Chase Aeroplan® Card and Citi Simplicity® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Chase Aeroplan® Card versus Citi Simplicity® Card compared by attribute
Feature Chase Aeroplan® Card Citi Simplicity® Card
Card fee $95 USD/yr No fee
Purchase APR (from) 19.74% 17.49%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 3x groceries/dining/Air Canada, 1x all else; up to 1,500 monthly bonus points -
Installments - Citi Flex Pay available
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Chase Aeroplan® Card if its checked rows above line up with how you spend most.
  • Choose the Citi Simplicity® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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