Chase Freedom Flex®
Cash back
Chase Freedom Flex®
Chase - Mastercard - Credit card
4.7
4.7 out of 5
9.4/10
Apply now
Head-to-head
Chase Freedom Flex® vs Chase Sapphire Reserve®
Compare Chase Freedom Flex® and Chase Sapphire Reserve® side by side: fees, rewards, APR, and perks.
Last verified
Chase Sapphire Reserve®
Points
Chase Sapphire Reserve®
Chase - Visa - Credit card
4.5
4.5 out of 5
9.0/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Chase Freedom Flex® | Chase Sapphire Reserve® |
|---|---|---|
| Card fee | No fee | $795 USD/yr |
| Purchase APR (from) | 18.24% | 19.49% |
| Interest-free period | - | - |
| Foreign transaction fee | 3% | 0% |
| Rewards | 5% rotating categories (up to $1,500/quarter), 5% Chase Travel, 3% dining & drugstores, 1% all else | 8x on Chase Travel, 4x on direct flights/hotels, 3x dining; 1:1 transfer to airline/hotel partners |
| Installments | - | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | ||
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Chase Freedom Flex® if its checked rows above line up with how you spend most.
- Choose the Chase Sapphire Reserve® if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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