Chase Freedom Unlimited® vs Citi Double Cash® Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Chase Freedom Unlimited® vs Citi Double Cash® Card

Compare Chase Freedom Unlimited® and Citi Double Cash® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Chase Freedom Unlimited® versus Citi Double Cash® Card compared by attribute
Feature Chase Freedom Unlimited® Citi Double Cash® Card
Card fee No fee No fee
Purchase APR (from) 18.24% 17.49%
Interest-free period - -
Foreign transaction fee 3% 3%
Rewards 5% on Chase Travel, 3% dining and drugstores, 1.5% on all other purchases 2% cash back on all purchases — 1% when you buy, 1% when you pay. 5% cash back on hotels, car rentals, and attractions booked via Citi Travel.
Installments - Citi Flex Pay available (buy-now-pay-later on eligible purchases)
No card fee
No foreign transaction fee - -
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Chase Freedom Unlimited® if its checked rows above line up with how you spend most.
  • Choose the Citi Double Cash® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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