Chase IHG One Rewards Premier Credit Card vs Citi® Diamond Preferred® Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Chase IHG One Rewards Premier Credit Card vs Citi® Diamond Preferred® Card

Compare Chase IHG One Rewards Premier Credit Card and Citi® Diamond Preferred® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Chase IHG One Rewards Premier Credit Card versus Citi® Diamond Preferred® Card compared by attribute
Feature Chase IHG One Rewards Premier Credit Card Citi® Diamond Preferred® Card
Card fee $99 USD/yr No fee
Purchase APR (from) 19.24% 16.49%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 10x IHG hotels, 5x travel/dining/gas, 3x all else; up to 26x total at IHG -
Installments - Citi Flex Pay available
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Chase IHG One Rewards Premier Credit Card if its checked rows above line up with how you spend most.
  • Choose the Citi® Diamond Preferred® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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