Chase Instacart Mastercard® vs Citi Strata Elite℠ Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Chase Instacart Mastercard® vs Citi Strata Elite℠ Card

Compare Chase Instacart Mastercard® and Citi Strata Elite℠ Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Chase Instacart Mastercard® versus Citi Strata Elite℠ Card compared by attribute
Feature Chase Instacart Mastercard® Citi Strata Elite℠ Card
Card fee No fee $595 USD/yr
Purchase APR (from) 20.24% 20.49%
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 5% Instacart (first $6,000/yr) and Chase Travel, 2% gas/dining/streaming, 1% all else 12X ThankYou Points on hotels, car rentals, and attractions via Citi Travel; 6X on airfare booked via Citi Travel; 6X at restaurants on Friday–Saturday evenings (3X other times); 1.5X on all other purchases.
Installments - Citi Flex Pay available
No card fee -
No foreign transaction fee
Welcome bonus
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Chase Instacart Mastercard® if its checked rows above line up with how you spend most.
  • Choose the Citi Strata Elite℠ Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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