Chase Instacart Mastercard® vs Citi Strata Premier® Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Chase Instacart Mastercard® vs Citi Strata Premier® Card

Compare Chase Instacart Mastercard® and Citi Strata Premier® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Chase Instacart Mastercard® versus Citi Strata Premier® Card compared by attribute
Feature Chase Instacart Mastercard® Citi Strata Premier® Card
Card fee No fee $95 USD/yr
Purchase APR (from) 20.24% 19.49%
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 5% Instacart (first $6,000/yr) and Chase Travel, 2% gas/dining/streaming, 1% all else 10X ThankYou Points on hotels and car rentals via Citi Travel; 3X on air travel, dining, groceries, and gas/EV charging; 1X on all other purchases.
Installments - Citi Flex Pay available
No card fee -
No foreign transaction fee
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Chase Instacart Mastercard® if its checked rows above line up with how you spend most.
  • Choose the Citi Strata Premier® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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