Chase Sapphire Reserve®
Points
Chase Sapphire Reserve®
Chase - Visa - Credit card
4.5
4.5 out of 5
9.0/10
Apply now
Head-to-head
Chase Sapphire Reserve® vs Wells Fargo Reflect® Card
Compare Chase Sapphire Reserve® and Wells Fargo Reflect® Card side by side: fees, rewards, APR, and perks.
Last verified
Wells Fargo Reflect® Card
No rewards
Wells Fargo Reflect® Card
Wells Fargo - Visa - Credit card
4.4
4.4 out of 5
8.8/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Chase Sapphire Reserve® | Wells Fargo Reflect® Card |
|---|---|---|
| Card fee | $795 USD/yr | No fee |
| Purchase APR (from) | 19.49% | 17.49% |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 3% |
| Rewards | 8x on Chase Travel, 4x on direct flights/hotels, 3x dining; 1:1 transfer to airline/hotel partners | No ongoing rewards program; card is optimized for 0% intro APR on purchases and balance transfers. |
| Installments | - | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | ||
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Chase Sapphire Reserve® if its checked rows above line up with how you spend most.
- Choose the Wells Fargo Reflect® Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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