Chase World of Hyatt Credit Card vs Citi Strata℠ Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Chase World of Hyatt Credit Card vs Citi Strata℠ Card

Compare Chase World of Hyatt Credit Card and Citi Strata℠ Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Chase World of Hyatt Credit Card versus Citi Strata℠ Card compared by attribute
Feature Chase World of Hyatt Credit Card Citi Strata℠ Card
Card fee $95 USD/yr No fee
Purchase APR (from) 19.24% 18.49%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 4x at Hyatt, 2x dining/airlines/transit/fitness, 1x all else; up to 9x total at Hyatt 5X ThankYou Points on Citi Travel bookings; 3X on supermarkets, transit, gas/EV charging, and one quarterly self-select bonus category (fitness, streaming, entertainment, cosmetics, or pet supplies); 2X at restaurants; 1X on everything else.
Installments - Citi Flex Pay available
No card fee -
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Chase World of Hyatt Credit Card if its checked rows above line up with how you spend most.
  • Choose the Citi Strata℠ Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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