Chime Card (Secured Visa Credit Card) vs Citi Double Cash® Card: fees, rewards and APR compared - DebitCue Skip to content
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Chime Card (Secured Visa Credit Card) vs Citi Double Cash® Card

Compare Chime Card (Secured Visa Credit Card) and Citi Double Cash® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Chime Card (Secured Visa Credit Card) versus Citi Double Cash® Card compared by attribute
Feature Chime Card (Secured Visa Credit Card) Citi Double Cash® Card
Card fee No fee No fee
Purchase APR (from) - 17.49%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards Cash back on a chosen spending category (groceries, gas, restaurants, travel, monthly bills, or rideshare). Rates are tier-dependent: 0% on standard Chime membership; 2% (up to $30/month cap) on Chime Plus ($400+/month qualifying direct deposit); 5% (up to $75/month cap, on up to $1,500 eligible monthly purchases) on Chime Prime ($3,000+/month qualifying direct deposit). Category can be changed once per month. 2% cash back on all purchases — 1% when you buy, 1% when you pay. 5% cash back on hotels, car rentals, and attractions booked via Citi Travel.
Installments - Citi Flex Pay available (buy-now-pay-later on eligible purchases)
No card fee
No foreign transaction fee -
Welcome bonus -
Airport lounge access -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Chime Card (Secured Visa Credit Card) if its checked rows above line up with how you spend most.
  • Choose the Citi Double Cash® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Chime Card (Secured Visa Credit Card) Full review Citi Double Cash® Card

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