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Chime Debit card
Chime Visa Debit Card
No rewards
VISA
Apply for Chime Visa Debit Card

On Chime's secure site

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Debit card Chime Visa

Card review

Chime Visa Debit Card

4.5 4.5 out of 5 9.0/10 DebitCue Score Verified

Fee-free everyday banking with no minimums

Fee
No fee
Foreign fee
None
Rewards
No rewards
Rewards
No rewards on the standard debit card. Chime Plus and Prime membership tiers unlock rewards on the Chime Card (secured credit card), not the debit card.

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee
  • No foreign transaction fees

Who It Is For

Whether the Chime Visa Debit Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers
  • People who want rewards on their spending

Rates and fees

As of

All amounts shown in USD.

Card fee
No fee
Foreign transaction fee
None
Monthly fee
$0
Out-of-network ATM fee
$2.50 per transaction
Foreign transaction fee
0%

Rewards and features

Rewards
No rewards on the standard debit card. Chime Plus and Prime membership tiers unlock rewards on the Chime Card (secured credit card), not the debit card.
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Fee-free ATM network
47,000+ ATMs (Walgreens, CVS, 7-Eleven, MoneyPass, Visa Plus Alliance)
SpotMe overdraft
Up to $200 fee-free overdraft on debit purchases; requires $200+/month qualifying direct deposit

Benefits and perks

Extras that come bundled with the card.

  • No foreign transaction fees
    0% foreign transaction fee on all international purchases
  • Early direct deposit
    Get paid up to 2 days early with qualifying direct deposit
  • Visa Zero Liability
    Protected against unauthorized transactions under Visa's Zero Liability policy

Eligibility

What you need before you apply.

Account requirement
Requires Chime Checking Account; no credit check; must be US resident 18+

Chime Visa Debit Card: your questions answered

Does the Chime Visa Debit Card have a card fee?
No - the Chime Visa Debit Card has no card fee.
What rewards does the Chime Visa Debit Card earn?
The Chime Visa Debit Card earns No rewards on the standard debit card. Chime Plus and Prime membership tiers unlock rewards on the Chime Card (secured credit card), not the debit card..
Does the Chime Visa Debit Card charge foreign transaction fees?
No - the Chime Visa Debit Card has no foreign transaction fees, so it suits spending abroad.
Is the Chime Visa Debit Card a credit, debit or prepaid card?
The Chime Visa Debit Card is a debit card issued by Chime on the Visa network.
Does the Chime Visa Debit Card support Apple Pay and Google Pay?
Yes - the Chime Visa Debit Card works with both Apple Pay and Google Pay.
Where can I get the Chime Visa Debit Card?
The Chime Visa Debit Card is currently offered in United States.
How does DebitCue rate the Chime Visa Debit Card?
DebitCue rates the Chime Visa Debit Card 4.5 out of 5 (9.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Chime Visa Debit Card?
Use the Apply now button to continue on Chime's secure site. Comparing and applying through DebitCue is free.

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